One of the most frustrating situations is when you are sick and you think that your insurance can finally be put to use so you go to your family practice physician only to receive a bill a few days later for hundreds of dollars. A million thoughts are going through your head? Why was I charged? What’s going on? I have insurance, why didn’t it cover the visit? How am I supposed to pay for all of that? But before you freak out, breathe because I have your back. Today, we are g

In every blog, I talk about how every insurance varies but I have never really gone into the nitty gritty of the differences between plans. So today, that is exactly what we are going to do. Before getting into this, I definitely recommend reading knowing the difference between your copay, deductible, coinsurance, and out-of-pocket maximum as these all vary based on the plan. Firstly, let’s talk about what it means for a provider to be contracted with an insurance (or in oth

Have you ever wondered why you can stay on your parents' insurance until you're 26? Or why your insurance can't deny you because you have asthma or diabetes? Maybe you've heard the term "Obamacare" on the news but never knew what it actually changed. The Affordable Care Act, also known as Obamacare, affects nearly every American with health insurance—and understanding it can help you make better decisions about your own healthcare. Prior to 2010, about 46-50 million Americans

Open Enrollment has finally come to an end! Mostly everyone who needed health insurance has now signed up for a plan. Now the only thing that stands between you and accessing the health care you need in the new year? The insurance jargon. So here it is, a comprehensive explanation on how to understand your new insurance! If you’re looking for what the difference between co-insurance and copay is or how to understand when you’ve met your deductible or what even goes towards y